How Do You Decide If a Borrower Is a Good Fit?

[Ed Long]

When you’re deciding whether to lend to someone, what do you look at first? Is it their credit score, their track record with loans, or the investment they’re trying to fund? Do you rely more on the deal itself or the person behind it? And are there any big red flags that make you walk away from a deal right away? Curious to hear how others approach this!