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Updated 2 days ago, 01/02/2025

User Stats

30
Posts
6
Votes
Zach Howard
  • New to Real Estate
  • Hong Kong
6
Votes |
30
Posts

Financing options for non-US citizens

Zach Howard
  • New to Real Estate
  • Hong Kong
Posted

Hi, I'm researching financing options for non-US citizens who wish to purchase multifamily investment properties - around 4 units to start with, for example. 

If you know of any lenders or if you are one of them, please feel free to reach out. I prefer public comments here before you send a direct message, though. 

I work outside of the US (Hong Kong), making slightly north of 100k per year, with scheduled salary bumps of approximately 4k per year. 

Thanks. 

What are the financing options and down payment requirements for non-US citizens purchasing multifamily investment properties in the US?

Non-US citizens typically need a 30-35% down payment for DSCR loans, and it's advisable to work with local lenders familiar with foreign investments.
Sources: Andrew,Elias,Brandon

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