Foreign debt's effect on mortgage application

[Matt Wan]

Last week I made a post about getting a US mortgage as a US citizen who lives abroad (https://www.biggerpockets.com/forums/49/topics/1219693-getti...). People responded by explaining that residential mortgage lenders are looking for US-based customers, who have their residence, income and assets in the States.

How do they view foreign debt? Let's say I am based in the US but own property overseas with a mortgage. Do I list the foreign mortgage on my application? How does it affect my DTI ratio?