How to get fixed rate loans on investment properties?!

[Karina Busch]

I have started purchasing a few investment properties and have an LLC. Everything has been cash so far but I have contacted several local banks and all of them have said about 1-2%+ above regular mortgage rates, 3-5y ARM with 15-25y term, and 20-30% down. This is before I mention having an LLC or anything. I have no debt, significant equity, good W-2, and excellent credit. I'm fine with the money down and shorter term but the higher rates and the ARM I am not a fan of in general. How are people buying multiple non owner occupied properties on fixed rate traditional 30y mortgages?