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Updated 12 days ago, 11/29/2024

Patrick Shep's profile image
Patrick Shep's profile image
Patrick Shep
Pro Member
  • Rental Property Investor
  • from Washington, DC
  • Member since Dec 2, 2018
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User Stats

90
Posts
35
Votes
Patrick Shep's profile image
Patrick Shep's profile image
Patrick Shep
Pro Member
  • Rental Property Investor
  • from Washington, DC
  • Member since Dec 2, 2018
Connect
Patrick Shep
Pro Member
  • Rental Property Investor
  • Washington, DC
35
Votes |
90
Posts
Private Lending & Conventional Mortgage Advice

HELOC- solo vs with spouse on loan

Patrick Shep
Pro Member
  • Rental Property Investor
  • Washington, DC
Posted

I'm getting ready to apply to HELOC on my primary. Spouse and I are on the title and loan. I believe I can qualify for the HELOC on my own, saving my wife with additional debt ( when used) on her credit.

Is there anything to think about if I apply to the HELOC solo? I'm sure she would need to sign something for the loan.

  • Patrick Shep
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