Is 100% Financing a Trend Worth Pursuing?

[Deborah Wodell]

I've noticed an increasing trend among investors looking for 100% financing or securing 90% financing and then seeking gap funding for down payments and closing costs. This approach can work for those with strong deal potential but raises questions about leverage, risk management, and lender flexibility.

What are your experiences with 100% financing or gap funding strategies? Have you found lenders willing to provide this, or are you using alternative sources to bridge the funding gap? Would like to know more insights on how this trend is shaping your deals and what’s been effective!