Help! My Rentals are keeping me from getting a personal home loan

[Jason Smith]

Hey guys, 

The banks are telling me that they can not loan to me for a personal home because of my Debt to Income is to high for their underwriting. 

I have been working to build my rental portfolio for the last few years and currently I have about 10 properties that cash flow over $7000 per month all together.  I also have earned income as well.  According to multiple banks they can only count 75% of the income of each property which is really jacking up our Debt To Income.  We have about $30k /month in income and about $12k/month expenses leaving a surplus cash of $18k/month.

We were wanting to purchase a new home for ourselves and have the cash flow to make it work. However the banks that are underwriting these deals are killing us (Frost and PenFed).
The home we are wanting to purchase will cost about the same as we are paying now so the Debt to Income should remain the same.  

I know I cannot be the only one that has ever had this issue.  My question is, What are my options? How do I navigate this seemingly ignorant problem?