Last minute lending nightmares

[Karolina Powell]

I have or am in the process of closing on 7 SFHs this month.  Two different banks, four different closing companies (because three of the sellers wanted to solely use their own companies). 

Each one has been an absolute nightmare 2-3 days before close.

In almost all of them, the closing company has been terrible with communicating with the lender so numbers were still being figured out at the closing table. Closing company says the 3 day in advance HUD doesn't apply because it's in an LLC.

One of the banks backpaddled on who was listed on the loan after closing on them!  I still don't have funds from one of the refis even though they have the signed closing paperwork and loan and they're threatening to call the other mortgage if I don't modify. 

I'm supposed to close on two this upcoming Wednesday and on Friday afternoon they requested repairs that had to be done before they would close.  They had the appraisal for almost four weeks but told me I had two business days to make repairs and get it reinspected.  Then they suddenly told me my taxable brokerage account doesn't count as reserves but they won't let me sell and move assets to a checking account because they won't be seasoned for 60 days.  

Is this normal?  All of these has 30+ days to close, all appraisals and title was done early in the process.