Short term Lending advice

[Gilles D.]

Hey everyone!

Wanted to see what my best options are in this situation:

I want to borrow 200-250K as a NRA(non resident alien) with no credit history, to invest in a syndication deal.

I have a rental property that's owned free and clear worth around 750-800K so in case of a cash out refi my LTV would remain low.

It would be a short term loan: 2.5 to 3 years at most before I pay it back.  If possible I would want the amortization over 25-30 years.

I know cash out refi is quite expensive with the origination fee and everything, early pay off could cost too or drive the rate up. And the rates I usually get quoted are already quite high.

Would a heloc be a good idea here or also very high rates ?

Any alternate options I have here?

Thanks in advance !