25% down required?

[Dave Elim]

Hi all,

Got an offer accepted on an income property duplex in Wisconsin for 125k and the lender is asking for a minimum of 25% down.  Is this normal?  

We currently own an ADU that is on our property that we have a HELOC on which he is stating is the reason for the high down payment requirement (the duplex is now considered a second investment property). Our credit is 800+ with no car debt and income of over 140k. Really don't want to put this much down so just wondering what my options are? Find a new lender?