Seeking 5% Down Conv. 30yr Lender for Dover MF (no income limit)

[Stephanie N.]

I'm currently speaking to lenders for a Dover, NH 2-4 unit property and wondering if anyone has recommendations that stay on the bank/credit union's books. I can't qualify for a 5% down conventional loan through Freddie Mac/Fannie Mae due to income restrictions in the area. I'd ideally prefer a conventional option vs. FHA to make my offer more competitive. I realize I may need to go the FHA route but wondering if anyone has other recommendations. This would be an owner-occupied loan. Thanks in advance!