Private Lending & Conventional Mortgage Advice
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated almost 2 years ago on . Most recent reply
![Linda Foster's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2690231/1681423368-avatar-lindaf70.jpg?twic=v1/output=image/crop=969x969@242x0/cover=128x128&v=2)
Need Short term funding for BRRR
How do I find short term funding (6 months to purchase all cash and then renovate) to purchase a distressed below market home in Northern CA at 100% financing? I've called private lenders but they require 40% down! What's the point? Might as well cash out my investments and do a conventional investor loan at 75/25.....What are the requirements for these lenders to loan at 100% for short term and how do I find them?
Most Popular Reply
![Mohammed Rahman's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1649840/1676475288-avatar-closedbymo.jpg?twic=v1/output=image/cover=128x128&v=2)
Hey @Linda Foster - private and hard money lenders not only lend off of the deal, but also off of the person they're working with. The more deals you do with one lender, the more comfortable they'll get lending to you with less down. Don't take it personally, but everyone has to start somewhere.