FHA loan for "secondary" property

[Nick Anderson]

Is there any way to legally and ethically have my girlfriend purchase a small multi-family property with an FHA loan even though she lives with me in my primary residence? Shes contributes to the mortgage payment but is not listed on my mortgage, or anything else relating to the property (except the gas bill). She would like to spend most, if not all of her time at our current home.

[Joe Norman]

No, there is not. If she wants to do this "Legally and ethically" then she needs to reside in the home she purchased with an FHA loan for at least a year.

Google "marilyn mosby mortgage fraud" to read about the mess Baltimore's States Attorney is in for claiming owner occupancy on a home she never intended to live in and then your GF can decide if she wants to take the same risk