Moisture in basement=nightmare refi

[Mike Day]

My lender heard from the appraiser that there was moisture in the basement of a couple places I am trying to refi, and all hell broke loose. They are seemingly not aware that all homes of this age in the area have some dampness, or are possibly just fishing for a way to avoid following through on the loan. I'll go ahead and name the lender: Regions Bank. They delayed closing to complete a special inspection and are now requiring me to complete repairs totaling thousands of dollars to close. There's a little mold on the walls and a little water in the basement when it rains, but nothing that isn't found in 90% of homes in the area. Has anybody encountered this? Is this even legal? Interested in feedback.