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Updated about 3 years ago on . Most recent reply

Leif Oldert's profile image
Leif Oldert's profile image
Leif Oldert
  • Rental Property Investor
  • from Salt Lake City, UT
  • Member since Apr 3, 2019
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Leif Oldert's profile image
Leif Oldert's profile image
Leif Oldert
  • Rental Property Investor
  • from Salt Lake City, UT
  • Member since Apr 3, 2019
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Leif Oldert
  • Rental Property Investor
  • Salt Lake City, UT
5
Votes |
17
Posts
Private Lending & Conventional Mortgage Advice

Lending options for purchasing a portfolio of 5 residential homes

Leif Oldert
  • Rental Property Investor
  • Salt Lake City, UT
Posted

Opportunity to purchase a portfolio of 5 neighboring residential properties. Is it possible to bundle them into a commercial loan? Or does each property require a unique mortgage? Seeking advice on options, both conventional and creative.

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Harvey Levin's profile image
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Harvey Levin
  • Property Manager
  • from Indianapolis, IN
  • Member since Feb 2, 2012
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Harvey Levin's profile image
Harvey Levin
  • Property Manager
  • from Indianapolis, IN
  • Member since Feb 2, 2012
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Harvey Levin
  • Property Manager
  • Indianapolis, IN
149
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189
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Harvey Levin
  • Property Manager
  • Indianapolis, IN
Replied

One caution about portfolio loans is if yiu want to sell one of the properties it can be very costly. Dont be fooled by no prepayment penalties as that usually applies to entire loan not selling off the collateral.  I know of several investors who got stuck. 

  • Harvey Levin
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