Max LTV Heloc

[Rusty Scott]

On a PRIMARY residence....what is the highest ltv heloc available in the market? Is anyone finding 95%LTV? I've seen several 90 from credit unions, but nothing concrete about 95.

Back in the prior crash days, it was easy to get 100%, and even higher. 

[A.J. D'Asaro]

Just got the SDFCU 95% HELOC on a 3 unit blding, it is legit. Appraisal came in a little low, but overall very pleased.

Worst part was I had to physically go to Washington D.C. because an error in their system with my application.

In the end I got a $100,000 line for 10 years at 3.90% (floating rate), cost me $1200 in fees. Plus $300 for the flight from Chicago to D.C.  https://www.sdfcu.org/home-equity-loans