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Updated almost 4 years ago on . Most recent reply
![Daniel Fitzroy's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/1405795/1621511987-avatar-danielf223.jpg?twic=v1/output=image/crop=720x720@0x298/cover=128x128&v=2)
I paid off my truck loan yesterday!!
Hi everyone, I just wanted to share a recent small victory for me. I’ve been strapped down for 3 years paying $500 a month on my 2011 Toyota Tundra and I finally have it completely paid off! It felt great sending in the last payment, such a relieve.
I plan to take most of that 500 going forward to start saving up for a down payment on a duplex for my girlfriend and I. My girlriend has been patiently waiting for me to pay this down she wanted to be in a house last year but I wanted out of bad debt first. So we plan on using an fha loan and buying a 2-4 unit home in Dutchess County NY maybe this summer! I can’t wait to begin investing in real estate and be able to set up a small garage for my hobbies ie. motocross stuff! Since all my personal garage stuff is in storage in another state since I moved here last year.
What was your guy’s first house and or what have you done lately to get move closer to your goals!?
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![Damaso Bautista's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/951477/1621506144-avatar-damasob.jpg?twic=v1/output=image/crop=824x824@0x1/cover=128x128&v=2)
That is great! Now the hard part is to use that $500 a month toward something positive. Very easy to say very hard to do. I speak from experience. Discipline is the key.
Good luck!