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Updated almost 4 years ago,

User Stats

611
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664
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Jody Sperling
  • Omaha, NE
664
Votes |
611
Posts

Repairing Credit Score

Jody Sperling
  • Omaha, NE
Posted

I've researched deeply on this topic and haven't found much. We had a 815 credit score as of June 2020 when we purchased our first investment property. Though we've continued to pay in full all of our credit cards, and though we've not exceeded the 30% credit use recommended for top credit scores, we have opened several lines of credit and had six hard pulls.

Needless to say, I had plenty of room to fall before it became/becomes a real problem, but as of today, after having picked up and rehabbed my second rental, my credit is 724. At this rate, I'll drop below 700 if I find another deal I can't say no to!

I'm looking for tips from the community on rehabbing an already decent credit score so I remain eligible for the lowest interest rates.

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