Texas HELOC lenders and advice

[Account Closed]

I'm in the Austin area and considering a HELOC for improvments and real estate investments. I know that not every institution offers HELOCS, so I'm wondering if anyone could suggest an impartial (non-sponsored) website that offers a feed of all TX HELOC lenders along with rates, fees, etc. Additionally, it's my understanding that if a HELOC is used for improvements then bids must be submitted to the lender--is this still the case? Thoughts? Advice?

[Jacob Pereira]

@Account Closed on this one, but my suspicion is that either he or I are misunderstanding your question. Are you looking to put a HELOC on your primary for investment purposes, or are you looking to put a HELOC on an investment property. If it's the former, it's not hard to find in Austin, if it's the latter, Nicholas is 100% correct. Either way, the website you're asking for doesn't exist, as far as I know.

If you give a bit more detail about your situation and what you're trying to do we can give more accurate information. A lot of lender issues are caught up in regulation, and minor differences in what you're doing can have major rate and eligibility implications.