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Updated over 4 years ago on . Most recent reply

Nate Truxel's profile image
Nate Truxel's profile image
Nate Truxel
  • Rental Property Investor
  • from Vidalia, GA
  • Member since Jul 15, 2020
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Nate Truxel's profile image
Nate Truxel's profile image
Nate Truxel
  • Rental Property Investor
  • from Vidalia, GA
  • Member since Jul 15, 2020
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Nate Truxel
  • Rental Property Investor
  • Vidalia, GA
4
Votes |
13
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General Real Estate Investing

FHA - required live in time

Nate Truxel
  • Rental Property Investor
  • Vidalia, GA
Posted

If you want to get an FHA loan on a rental house how long are you required to live in that house before you rent it out? Also, will you be able to go out and get another FHA loan for your next house wether it's a rental or personal residence?

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Jesse Daconta's profile image
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Jesse Daconta
  • Rental Property Investor
  • from Newport News, VA
  • Member since Oct 22, 2018
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Jesse Daconta's profile image
Jesse Daconta's profile image
Jesse Daconta
  • Rental Property Investor
  • from Newport News, VA
  • Member since Oct 22, 2018
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Jesse Daconta
  • Rental Property Investor
  • Newport News, VA
130
Votes |
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Jesse Daconta
  • Rental Property Investor
  • Newport News, VA
Replied

Hey Nate,

The required living time is 1 year. You can only have 1 FHA loan at a time. However, you could refinance your FHA loan into a conventional loan and regain the ability to buy another house with an FHA loan. Message me if this doesn't make sense.

Best,

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