Any cheats/way around DTI?

[Ivan Maldonado]

Hey guys! I know there aren't exactly "cheats" or just ways of going around your DTI but bare with me.

I’m trying to get a pre approval but keep running into the same responses for the most part. Mostly due to my car that I own (which is NOT an expensive luxury car) and my salary (which is between $25,000 - $30,000).

Has anybody ever been in this position of facing constant hurdles with their DTI? Any tips or ways you guys were over to overcome this part in your journey? I'm well aware I could just pay it off completely.

Also to mention I am looking for multi-families

[Andrew Flora]

Sell the car.  That hunk of steel is holding you down like a massive boat anchor.  Get rid of the car debt and increase your income.  With no other debt and a higher income you will be ready to jump into a 2-4 unit house hack and then you will be off to the races.  In my opinion Auto Loans and credit card debt are the two things to avoid like the plague if you want to achieve financial success.