HELP! Is $0 down possible w/ Multi family-HFA/FHA Platinum Grant

[Christopher Abernathy]

2 part question

I am now credit worthy (mortgage score qualified) and after selling my wife on the fact that our 2016 tax return must all go towards our first Investment property and first property in general. I just heard about cal HFA Multi-fam owner occupied GSFA Platinum down payment assistance grant, and then... days later ... POOF! All lenders i have contact with seem to think its on hold / gone / not being used or in affect ??

if anyone knows about this or can elaborate please do !

FYI my current situation is:

ME - FICO 665 middle score / $45k/yr income / $200/mo DEBT

WIFE - FICO 650 score / $0 income / -$625/mo DEBT

BROTHER - NO FICO - currently building / $30K income / $0 DEBT

available max Down Payment $7,000

PRO's

Willing to purchase duplex / tri / fourplex in : riverside / rialto / pomona / ontario / san bernadino (no orange/red Crime map)

price range : $180k - $450K

REQUESTS: need atleast one unit to be 3 br

*looking for value add* as well,

After hearing the hundreds of first step methods, im finding it a bit hard to narrow down my search criteria.

2nd question is:

After stating our current situation, what other strategies, loan programs or methods to begin our first Multi-Family buy and hold purchase would our current financial situation warrant reaping the most profit and least risk among this interest rising CA desert property market?