BIG Screw Up!

[Tony Castronovo]

Before I go and do something else stupid I wanted to put it out to the group and see if anyone had a creative idea. I recently purchased a rental property using HML and then refinanced with a conventional lender about a month ago. I work for a Big 4 audit/consulting firm with strict independence rules. I failed to check out the conventional lender "before" getting the loan. I honestly thought they were a small local lender and it would be fine. Big mistake. They are restricted and looks like I need to refinance....again!

Since it was literally just a month ago is there anything I can try to salvage?  Title insurance / appraisal / etc to keep my closing costs down?

I was trying to think if there was something I could do with my LLC (since there is separation there). Or maybe it's time to bite the bullet and refinance all my properties (I have three now and buying a fourth) into a portfolio loan. Thoughts?