I need manual labor help

[Erik Garland]

Easy question folks. I have an LLC of SFH rentals. I have 0 employees. I do most all renovation my self, but with a 2 year old I want to be home more. I don't want to lose so much money to outsourcing the work completely. So I want to start projects and then hire 'neighborhood' help to complete. Thinking about using lockboxes or digital keypads for security. I imagine the 'helper' will need to be considered a contractor and as such they won't be on my 'payroll' and I don't have to withhold or pay payroll taxes. What issues do I have with liability? Will a waiver suffice. I won't let them use my power tools. My insurance company says house cannot be insured until I have a tenant.

This familiar ground to anyone.  Any help is much appreciated.  Right now I am only letting the 'helper's' work when I am onsite.  But this is much more limiting then giving them free reign to complete said projects.

I hope this is in the right section