Hey Everyone, New to BiggerPockets! Expert advice needed

[Jaedon Stout]

I’ve got a question that’s been on my mind recently. I help business owners and investors raise capital usually connecting them with partners who can secure $75k-$100k at 0% interest for 12 months. But I’ve never personally invested in real estate using business credit more traditional for my first property, so I’m always curious when clients say they want to use this funding for a real estate deal.

Here’s where I get stuck:

• Real estate deals can be risky, especially if the project takes longer than 12 months to close or unexpected costs pop up.
• With prices climbing, it feels like the margin for error is smaller than ever.

Would you recommend someone use business credit to invest in real estate? Why or why not? I know it can depend on the person there are definitely pros who could make huge moves with this kind of capital but what about the average person who’s been inspired by TikTok or YouTube videos?

Would love to hear your thoughts or any experiences you’ve had with this kind of scenario. Thanks for sharing your insights!