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Updated 7 days ago, 12/16/2024

User Stats

15
Posts
10
Votes
Mike Hansen
10
Votes |
15
Posts

IRRRLs and assuming VA loans

Mike Hansen
Posted

It recently dawned on me the idea of a non military affiliated individual assuming a VA loan, would this individual be able to then also gain the benefit of using an IRRRL since they have now acquired a VA loan through assumption? Reasoning for asking this is that it could potentially be a beneficial long play on acquiring a property through assumption, and as we go down in interest rates, utilize this monetary benefit to refi as it comes at a mere .5%. Let me know your thoughts and if anyone has first hand experience.

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