Student loans factored into DTI?

[Qwee Parker]

I'm looking to use my VA loan again for my 3rd home, after learning I still have some entitlement left. I recently went back to school and racked up student loans onto my already high balance. I plan to get on an income driven repayment (IDR) plan once I graduate this spring. From my understanding, the IDR plan will factor in my income and family size, making it more affordable.

My question: does anyone know how VA looks at student loans? Will my IDR plan amount be what is factored into my DTI versus a percentage of my loans?

Thanks in advance.