Post Election Market Predictions?

[Sean MacDonald]

I have had a number of my investors tell me that they are waiting until after the election to pick up their next property. 

As we head toward another election, I’m curious how everyone thinks the outcome will affect the real estate markets. Whether it's policies on taxes, interest rates, housing affordability, or potential regulatory changes, it seems like elections always bring uncertainty to the markets.

For those of you who’ve been investing through previous election cycles, what trends have you noticed in terms of property prices, mortgage rates, or investor sentiment? Are there specific strategies you’re implementing now to either safeguard your portfolio or take advantage of potential opportunities post-election?

Looking forward to hearing your thoughts!

[Mitchell Hein]

While I don't have years of experience to draw on for how the real estate market behaves around elections, I believe it's like most aspects of investing—unpredictable. Recently, I was debating whether to lock in the mortgage rate for a single-family home we're purchasing in December, especially with rates spiking recently, or wait until after the next Fed meeting and election to be finalized. Ultimately, I realized that trying to wait for a perfect moment feels a lot like attempting to time the stock market or predict a real estate bubble.

There may be advantages to waiting and seeing how the election affects market policies, but it's hard to predict when those policies will take effect or how they’ll impact the market. I'm sure there are agents and investors with deeper insights, but for most of us, a consistent, long-term approach—similar to dollar-cost averaging when investing in index funds—seems like the most practical strategy.

That being said, I am also interested to hear what others have to say though, so thank you for the post!