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Updated about 1 year ago on . Most recent reply

Rahma Z.'s profile image
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Rahma Z.
  • Member since Jan 26, 2024
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Rahma Z.
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Rahma Z.
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General Real Estate Investing

Lender with best DSCR rates

Rahma Z.
Posted

Under contract on a few rental properties and shopping for a lender! In your opinion, what are some of the best Lenders with the most competitive DSCR rates? Thanks!

Charleston, South Carolina
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AJ Exner's profile image
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AJ Exner
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  • from Springfield, MO
  • Member since Oct 6, 2023
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AJ Exner
  • Lender
  • from Springfield, MO
  • Member since Oct 6, 2023
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AJ Exner
  • Lender
  • Springfield, MO
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AJ Exner
  • Lender
  • Springfield, MO
Replied
Quote from @Rahma Z.:

Under contract on a few rental properties and shopping for a lender! In your opinion, what are some of the best Lenders with the most competitive DSCR rates? Thanks!


Hey Rahma,

Most are sitting at about 7.5% right now with variance based on FICO, region, loan amount, the DSCR itself, and even your experience.

For most straightforward buy-and-holds, assuming they are around 150k each and a 720 FICO, I would anticipate mid-7s right now pretty consistently. 

Good luck! Happy to help where I can. 

  • AJ Exner
  • [email protected]
  • 417-427-2612
    • 1 Vote
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