General Real Estate Investing
Market News & Data
General Info
Real Estate Strategies
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/hospitable-deef083b895516ce26951b0ca48cf8f170861d742d4a4cb6cf5d19396b5eaac6.png)
Landlording & Rental Properties
Real Estate Professionals
Financial, Tax, & Legal
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_trust-2bcce80d03411a9e99a3cbcf4201c034562e18a3fc6eecd3fd22ecd5350c3aa5.avif)
![](http://bpimg.biggerpockets.com/assets/forums/sponsors/equity_1031_exchange-96bbcda3f8ad2d724c0ac759709c7e295979badd52e428240d6eaad5c8eff385.avif)
Real Estate Classifieds
Reviews & Feedback
Updated about 1 year ago on . Most recent reply
![John Marlin's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2890067/1701882239-avatar-johnm2883.jpg?twic=v1/output=image/crop=2660x2660@0x0/cover=128x128&v=2)
How to convince seller to owner finance duplex?
Hey BP peers! I'm an experienced investor in single-family houses, looking to get into multi-family next. I recently met an investor who informed me he'll be looking to sell a couple duplexes and a triplex in the next couple of years as he's getting older. How best should I go about presenting him a potential owner finance deal at a fair market value on one of these properties that would be ideal for both of us? Here's a few main points.
1. He's specifically waiting to sell only one property each year, to not get kicked up into a higher tax bracket and pay more capital gains than he has to. How might owner financing potentially reduce his tax liability?
2. He wants a fair market value, and duplexes here are harder to come by, so I'd be happy to pay accordingly, but want to make sure I'm cash-flowing, but likely might not have 20% down to pay unless I sell or refinance another property. Any creative approaches to financing here that would be enticing to a seller?
All in all, I don't have much experience with owner-financing, but being a 1099 self employed person, owner financing will likely be my best option. Again, the owner is older, and owns these properties outright, so I believe keeping the consistent income might be enticing to him.
Any other considerations I should be thinking of? Thanks y'all!