Seeking advice in GA - No docs loan process, requirements and lender recommendations!

[Taqiyyah Ellis]

Hi BPF, I need advice on this matter.  With the support of a broker,  i started my no docs cash out refi journey  (I'm open to other products) in August early September for my one and only investment property, a SF townhome.  The 1st lender, Velocity, I walked away because the numbers did not work for me and now I'm working with a 2nd lender. The new lender reviewed the appraisal report and noticed a brown spot (indicating a leak) in the laundry room which needs to be addressed before they can move forward. Is this the norm? I definitely need to make additional updates to the property and that's part of the plan.  Additionally I'm refinancing investment property into my company's name. Seeking suggestions and advice please. Thank you!