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Updated over 2 years ago on . Most recent reply
![Michael Bryant's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2189029/1663019851-avatar-michaelb2117.jpg?twic=v1/output=image/cover=128x128&v=2)
Lending For Out Of State Investing
When trying to find a lender for out of state investing, should you apply to banks/credit unions in the state you are investing or where you live?
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![Lorenzo Prieto's profile image](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2348858/1657701950-avatar-lorenzop23.jpg?twic=v1/output=image/crop=1125x1125@0x362/cover=128x128&v=2)
What is more important is finding a lender that has the mortgage programs and interest rates that fit your investment needs. The lender does not need to be local to you or the property necessarily. I'd reach out to a few lenders and compare closing costs, interest rates, loan programs, etc etc and base my decision off of who fits with you the best.