Go commercial vs stay residential for 1st 10 properties

[Samuel Dumond]

Got questions man where the helpers @

Just closed on my first Multi-Fam, it’s a 2 (3b/1) with basement and garages in East Hartford Ct area trying to grow my portfolio, what is the best way to go about it ? Take some years off to save 25% + closing cost to eventually close on a 5-20 family which would be the commercial route, but would take quite some time.

Or keep on buying 2-4 family property using fha or conventional loans and use them as owner occupied for 1 year then turn them into investment properties

But with this strategy I run the risk of falling into debt to income ratio or at least i think,

Those are the two strategies looming over my head if you guys have any insight, tips, articles don’t hesitate thanks in Advance