Self Employed (Investor) looking for Condo HELOC / REFI

[Able Waller]

I know this probably sounds like too general a question which google would plaster with results. . . but I'm looking for the more 'investor slanted' take on what my options are for this situation. I've purchased a condo at %50 LTV using an undocumented private loan, and now I'd like to either REFI or HELOC to both pay back the private loan and produce funds to push towards new investments. I know some of the basics regarding condo community qualifications/questionnaires, but I am hoping to discover more detail about who might do higer LTV % in Florida, and who is most likely to approve me without a co-signer. My credit is fair, my debt is minimal but my income is not showing very high as I've only been investing for a year. Any fresh ideas about where I should be looking to apply? Thanks in advance for all you do!