Financing for new construction primary home.

[Kyle Altenau]

I am looking to purchase land for $220,000 cash and then hoping to find a construction to perm mortgage option after that. 

What kind of leverage are banks offering for these owner occupied scenarios? Will I be able to cash out some of the $220,000 once the construction is complete? 

What kind of lenders are best to approach? Community banks? Credit union? etc. I am located in New Jersey. 

Any other tips or advise in this scenario would be appreciated. I operate mainly in the commercial RE world so insight into residential lending would be helpful.