filing a insurance claim

[Chris Roche]

With this last storm to hit Massachusetts, my owner occupied 2 family rental took some damage.  The storm blew off a bunch of shingles.  I am going to file a claim and hope to get insurance to pay for some of the damage.  My deductible is low.  I am hoping to at least get some money to repair the roof, although I probably do need a whole new roof. 

Can anyone offer advice with filing a claim?  I have never filed before. 

Should I hire a public adjuster or stick with the insurance company's adjuster? 

TIA!

[Dave Lin]

I may be biased, but I don't recommend a public adjuster right off the bat.   If you feel that the insurance company isn't giving you a fair estimate, you should contact your insurance agent first as they are your advocate for something that may fall under a gray area.  If that still doesn't help, you can consider a public adjuster at that time. Most claims are quick so long as everyone is coming to the table without any outrageous expectations.