**Different ways to invest in apartments?

[John James]

Hello,

What are some different methods to PASSIVELY invest in apartments if I do not have a huge amount of cash? Can somebody explain some options with HELOC, credit cards, or a personal loan?

Yes, I know credit cards are not ideal. Yes I know a bank will not loan me money to invest in an apartment if thats what I told them I was using it for. If I can find a low rate on a personal loan or credit card and earn 10%+ percent on an investment, then I will take that spread. How would somebody use a credit card to invest when the only way to get cash would be from a cash advance and those rates are sky high? 

Please do not share your thoughts on if this is bad idea and please just try and help with the actual question. I would appreciate it, thanks!!!