Is $50k/year gross too little to own a multi family?

[Reese Millican]

Hello Fellow Investors,

I make $50k/year gross. According to Nerd Wallet, I can allegedly afford a $1500/month mortgage. I want to get an owner/occupied a multi family unit in MA, no further West than Worcester (I work in West Newton.) That puts my mortgage in the $289k range (I have excellent credit.) 

If I only make $50k/year, is this realistic? I know I will have tenants paying the mortgage, but do the numbers add up? Am I making enough money to really support a multi-family unit when it comes to evictions and maintenance and vacancies?

Also, it would take me 6 years to put 20% down on the mortgage. Is there a way I can put 10% in three years, or will that increase my mortgage payment to make the numbers even less realistic?

Thanks for your responses.