California newbie alert!!

[Chad Quintana]

I have just discovered BP. My original plan was to save up for a 20% down payment on a house i would live in but now I am shifting my focus on multi-family properties and to house hack. I’m just looking for some advice. And maybe a couple tips along the way to ease my nerves about it all

1-Should I continue to save until I have 20% to avoid PMI?

2- is the VA loan a good options (I've heard differently)