Can't find insurance for 4-plex

[Sam Heck]

Is it just me or is it very difficult to find insurance for a multifamily home? I've spent the last 4 hours calling various insurance agencies and have not been given a single quote. All of them are considering a 4-plex equivallent to an apartment and requiring commericial insurance. That's fine with me, but then each of them claim they don't issue apartments in that area. Maybe, I'm just looking in the wrong places. So far I have called State Farm, Travelers, Liberty Mutual, Nationwide, and Geico. I also tried a few independent agents, but no one has returned my call. I'm in Baton Rouge , La. Any recommendations?