Commercial lending for 6 unit apartment in Ohio?

[Chad C.]

Hi BP!

So... I just took my first step in increasing the # of real estate properties that I own by winning a bid for a 6 unit apartment in Ohio. 

I've been searching around and for a commercial loan.... the range that I could find is the following:

20 yr amortization

5 yr balloon

4.5-5.5% APR

20%

Are these the best rates our there?  I was hoping for a 25 yr or maybe even a 30 yr, but they seem to be hard to find for a 6 units apartment/commercial property.

Any suggestions would be greatly appreciated.