Short sale seller concession question

[Maurice George]

Hello pros, 

I know for reverse mortgage short sale, seller concession is not allowed. However, I met an experienced short sale who advise me this: You can buy seller's furniture and appliances in the property for a fee. You can exclude all furniture and appliances in the property in the contract but add an addendum to the contract suggesting: "Buyer will buy all furniture and appliances in the property in a separate transaction" and then submit the contract, appraisal, and proposed HUD-1 to the bank. The short sale agent's commission, short sale negotiator's fee and all other closing costs are following bank's guidelines and listed in the HUD-1 and I do not expect bank will have any issue on this.

I haven't consulted with seller's agent and short sale negotiator on this idea. Here is my question: Could I do this way? Would bank gonna approve this transaction or bank will cross out this addendum in the transaction? 

Thanks,

Maurice