Bank did not serve Foreclosure I bought.

[Kadeem Howell]

So I am in the process of doing a cashout refi on a duplex I own. Bought the REO property in cash. While doing the title search my attorney (close friend) told me the bank (Bayview Loan Servicing) never served the previous owner in the foreclosure action. No record of this happening. What are my options? Anyone every experience anything like this?

[Wayne Brooks]

Defendants don’t necessarily have to be actually served, otherwise vacant properties could never be foreclosed. Each state has their own laws regarding “diligent attempt to serve, serve by posting, or service by publication”.
I assume you bought title insurance, start there if necessary.