Buying a trustee sale

[Narsi M]

I am planning to buy a Fairfax county trustee auction and trying to understand few things before i go and buy. Upon title search on this property i found 3 things and wanted to understand how risk is this buy and what i should know before i bid.

1. An outstanding Judgement lien since 4 years, i assume its not paid off, if so how can i find out. From my research i read that the government, tax and judgement liens take priority.

2. A loan modification after 4 years of ownership and the amount is higher than original loan amount. I am assuming it Refi + Cash out when the rates were really low. On the foreclosure website it states position 1 and position 2 while the position 2 is the loan modified amount.

So my questions are

1. How do i find out more on Judgement lien and its pay off status.

2. I am assuming that there is only one which is the modified amount. Please clarify or suggest.

3. If i go for bid, what should i consider (Judgement to be paid + winning bid price)? OR any other surprises.

Your advice is appreciated.

[Tom Gimer]

Was the judgment recorded before the modification or after? Did you provide that information to the underwriter?