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User Stats

2
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0
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Chris Wiseley
  • Real Estate Professional
  • Tulsa, OK
0
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2
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bidding on HUDHOMESTORE.com

Chris Wiseley
  • Real Estate Professional
  • Tulsa, OK
Posted

I am considering bidding on a property at the HUD Home Store website. Can someone with experience tell me what I should expect the winning bid to be? Obviously every deal is different, but if it is listed for $100K and I bid, for example, $90K what are my chances? Do these go OVER list price often?

User Stats

124
Posts
93
Votes
Eddie Egelston
  • Residential Real Estate Broker
  • Crystal Lake, IL
93
Votes |
124
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Eddie Egelston
  • Residential Real Estate Broker
  • Crystal Lake, IL
Replied

It's all relative. Is the house currently worth $100k and listed for $80k? Then it will likely sell for around $100k. Is it listed for $100k and worth $80k? Then it will likely sell for $80k.

Generally though HUD sells for less than typical REOs. Every so often I do see a HUD house sell for waaayyyy less than it should have. That is why they are a favorite for investors and even wholesalers.

You also get what you pay for mostly. HUD has some pretty buyer-unfriendly terms compared to other REOs. And HUD properties are notorious for not being properly winterized, so if the property is in a colder climate there are likely water supply line issues.

I would feel more confident about my low-ball offer on HUD versus Fannie Mae or any other seller.

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2
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0
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Chris Wiseley
  • Real Estate Professional
  • Tulsa, OK
0
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2
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Chris Wiseley
  • Real Estate Professional
  • Tulsa, OK
Replied

That's great feedback - thank you!

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User Stats

4,335
Posts
4,237
Votes
Greg H.
Pro Member
  • Broker/Flipper
  • Austin, TX
4,237
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4,335
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Greg H.
Pro Member
  • Broker/Flipper
  • Austin, TX
ModeratorReplied

How long has it been on the market? The minimum  bid that will be automatically accepted is 88% net to hud of the current list price which includes commissions 

  • Greg H.
  • User Stats

    10
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    6
    Votes
    Blake Fossen
    • Real Estate Agent
    • Houston, TX
    6
    Votes |
    10
    Posts
    Blake Fossen
    • Real Estate Agent
    • Houston, TX
    Replied

    Hi Chris, I purchased a HUD listing from the Home Store this January. The property I purchased had already been reduced by HUD 25% so I knew they didn't have much room left to negotiate. I was still able to get the property for ~4% below asking. When HUD countered my original offer they told me exactly what they needed on price for the offer to be to accepted. That number is what I ended up offering the second time, its kind of weird they tell you this but I hear its common.

    To get a better idea of what HUD will take I have been following the "Bid Results" tab on their website which list the accepted bid information for 14 days after a home goes under contract. Note, this is the "Net to HUD" amount which accounts for closing cost. A realtor should also be able to tell you this from the MLS

    Best of luck! 

    User Stats

    4,335
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    4,237
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    Greg H.
    Pro Member
    • Broker/Flipper
    • Austin, TX
    4,237
    Votes |
    4,335
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    Greg H.
    Pro Member
    • Broker/Flipper
    • Austin, TX
    ModeratorReplied
    Originally posted by @Blake Fossen:

    Hi Chris, I purchased a HUD listing from the Home Store this January. The property I purchased had already been reduced by HUD 25% so I knew they didn't have much room left to negotiate. I was still able to get the property for ~4% below asking. When HUD countered my original offer they told me exactly what they needed on price for the offer to be to accepted. That number is what I ended up offering the second time, its kind of weird they tell you this but I hear its common.

    To get a better idea of what HUD will take I have been following the "Bid Results" tab on their website which list the accepted bid information for 14 days after a home goes under contract. Note, this is the "Net to HUD" amount which accounts for closing cost. A realtor should also be able to tell you this from the MLS

    Best of luck! 

    Congrats on your purchase. Studying the bid results should have indicated that the discount you could have received could have been much greater. A HUD counter is not a counter at all but an invitation to re-bid

    Whats your property in Andrews ?

  • Greg H.
  • User Stats

    10
    Posts
    6
    Votes
    Blake Fossen
    • Real Estate Agent
    • Houston, TX
    6
    Votes |
    10
    Posts
    Blake Fossen
    • Real Estate Agent
    • Houston, TX
    Replied
    Originally posted by @Greg H.:
    Originally posted by @Blake Fossen:

    Hi Chris, I purchased a HUD listing from the Home Store this January. The property I purchased had already been reduced by HUD 25% so I knew they didn't have much room left to negotiate. I was still able to get the property for ~4% below asking. When HUD countered my original offer they told me exactly what they needed on price for the offer to be to accepted. That number is what I ended up offering the second time, its kind of weird they tell you this but I hear its common.

    To get a better idea of what HUD will take I have been following the "Bid Results" tab on their website which list the accepted bid information for 14 days after a home goes under contract. Note, this is the "Net to HUD" amount which accounts for closing cost. A realtor should also be able to tell you this from the MLS

    Best of luck! 

    Congrats on your purchase. Studying the bid results should have indicated that the discount you could have received could have been much greater. A HUD counter is not a counter at all but an invitation to re-bid

    Whats your property in Andrews ?

    That's correct, it was an invitation to rebid. In the invistation to re-bid they listed the minimum price they would except. Is this common practice when buying through the HUD store?

    The property is in Midland, TX.

    User Stats

    57
    Posts
    43
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    Emily Lopez
    • Real Estate Broker
    • Rock Springs, WY
    43
    Votes |
    57
    Posts
    Emily Lopez
    • Real Estate Broker
    • Rock Springs, WY
    Replied

    Sorry to revive this but yeah, @Blake Fossen this has been common in my experience with clients buying HUD homes, both the invite to re-bid as well as them telling you their net bottom line. Also @Chris Wiseley I have seen them go surprisingly lower than what they originally ask.  I had a client purchase a home that was originally listed at $232,000 and they ultimately purchased the home for $154,000.  I have a friend who is an agent that sells a lot of HUD homes and I can't remember the percentage she told me but they generally lower significantly if it hasn't sold in the first 30 days. 

    User Stats

    1
    Posts
    0
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    Replied

    thear is a house in my town andrews sc 29510 501 s farr ave and would like to get it