To Counter a Bank's Counter? Or Not?

[Steven Aponte]

BP Comminity

I'd hoped to contribute to the community before asking my first question, but things are moving more quickly than I expected. I made an offer yesterday on a SFR in eastern PA. I went in at list (~65k) and requested 3% seller assist. The property is in great shape and is a Freddie REO. It's a deal at list, but this is definitely a tertiary market, B neighborhood. The property has been listed for about 40 days. I plan to move my sister and nieces/nephew in as my first tenants. I'll hold even if/when she moves out in a few years.

The bank countered with list and no seller assist. Any pointers? My instinct is to place a final offer with a lower seller assist. Yes, I'm splitting pennies, but they are my pennies! Thanks in advance!