First Big Commercial Deal--NEED HELP!!!!!!

[Joe Guz]

I am looking at a 12unit in a good area...the price is 575 (im confident I can get it for 500k), anyway, I am fairly new to REI, I started a year ago, I have 4 houses now. All of which have positive cash flow of at least 500 a month up to 1100 a month. This house would be huge for me and my business if I can get it. Here is the problem. Since I am a new investor, and I already have 4 mortgages on my credit, how can I get such a huge loan. Also, the taxes on this property are 15k, and closing costs will be huge. I do have about 15k to put down, due to the fact I put down alot (35k) on my first deal...I didnt do enough research and I learned the hard way on that onehowever. Are there any lending programs out there where I can go in on a deal like this for about 10k out of my pocket...Ive talked to the seller, were close on a figure (500k) with him taking 6% sellers con. Im sorry Im rambling here, I really want this deal. It brings in 9k a month fully occupied. Any help areciated