Buying on contract?

[Tyler Carpenter]

How do you go about buying a property on contract, to where you name is at least mentioned in the deed somewhere? The reason I ask this question is because what im looking to. I may or may not be able to accomplish this, thats why I was hoping someone on here could clear this up.

I have a property in which im interested in right now that is a 5 unit that is 225k. The appraised value is 300k. It is currently fully rented and needs nothing else. I am looking to buy on contract with 25k down (essentially 10%). My final bank tells me they will give me 75% of what the property appraises for with no more money down because they say once there is 25% equity in the property then someone has put that into it. But the bank tells me that to do that a person name needs to be on the deed or have equitable interest.

My question is, is there anyway to buy this so my name is on the deed or at least equitable where the bank will allow me to transfer ownership without anymore money out of pocket? Or has anyone else bought this way and transferred to a full term bank loan with no more money down?

Any help would be appreciated. Thanks