Good AZ Commercial Lenders

[Austin V.]

I own two commercial properties in Rural AZ. The info is as follows

Property 1: Rents for $1850 a month on a 9 year lease (7.5 years left) to a Arizona specific non-profit. I owe 125K on a seller carryback at 7% interest with an upcoming ballon payment. I paid 165K 5 years ago. Property is a 1975 constructed home that is on a highway corridor that is zoned and has been converted into commercial office space. 

Property 2: Rents for $1900 a month on a  9 year lease(8.5 years left) to a national non-profit. I owe 105K on a hard money loan(15% interest). It is in an old downtown area but the building has been completely gutted and rebuilt earlier this year.

I have been attempting to refinance both properties to take advantage of low-interest rates in the 4.5-5% range without any luck. I have tried with two smaller lenders(National Bank of Arizona and OneAZ Credit Union) and they have both dragged it out for several months before deciding they wouldn't do the loan for what I perceived to be fairly silly reasons(Management didn't like that the tenant had only been in for 1 year, Management didn't like that the structure used to be a residence, management didn't like that 3 years ago I took a loss in a completely unrelated business etc.)

I am hoping that someone out there has had some success purchasing or refinancing commercial property like this in AZ and can put me in touch with someone who actually completes deals like this. There is a good equity position and stable tenants, I just need access to lower cost of capital for a property like this to make these properties cashflow.

I am willing to do them together or separate or lumped in with another residential property that I currently own that is cash flowing around 550 a month over the mortgage as well.

Thanks in advance!