VA Loan/Next Step.

[Patrick Iverson]

In June 2020 I purchased a Duplex in Ga for 165k, I moved into one side and rent the other for $800 a month. I used my VA Loan and put no money down. I just closed (27 October) on another duplex that I bought for 250k with my VA Loan. It's currently rented at $900 per side with the ability to raise it to the to $1000 mark this year and maybe a little higher after that. I am moving into one of the sides in 60 days. Rent on the unit I'm in will go to $900 and the other will follow slowly. My question is... What's next? I have maxed out my VA Loan limit (almost) and I'm cash flowing a little bit it will take a decent amount of time to accumulate enough for a 20% down payment. I guess what are my options for getting that next property? Initially I planned on refinancing these into a conventional loan after a few years but with interest rates being so loan now and I anticipate they will be high by next year I'm not sure if that will work. Thanks in advance for all your help!